⚡Debt Recovery & Collections Agency · Assam, North East India

Debt Recovery & Collections Agency Serving Banks & NBFCs Across Assam and North East India

Raising Associates brings 7+ years of collections experience and a tech-enabled field operations system to lenders across Assam, and North East India. Geo-verified visits, real-time case tracking, and reporting your portfolio team can actually trust.

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Currently engaged with leading NBFCs and financial institutions operating in North East India

The Challenge

Why Most Recovery Agencies in North East India Fall Short

Lenders don't lose sleep over recovery numbers alone — it's the lack of visibility and control that creates real risk.

No Field Visibility

Agents report what they want you to hear, not what's actually happening on the ground.

No Field Visibility

Agents report what they want you to hear, not what's actually happening on the ground.

Compliance Exposure

Unverified visits and undocumented contact attempts create regulatory and reputational risk.

Compliance Exposure

Unverified visits and undocumented contact attempts create regulatory and reputational risk.

Inconsistent Reporting

Spreadsheets that don't match your MIS format, sent whenever someone remembers.

Inconsistent Reporting

Spreadsheets that don't match your MIS format, sent whenever someone remembers.

Slow Turnaround

Manual case allocation means days lost before a single agent is deployed.

Slow Turnaround

Manual case allocation means days lost before a single agent is deployed.

Limited Regional Reach

Most national agencies subcontract North East India work, with no real local presence.

Limited Regional Reach

Most national agencies subcontract North East India work, with no real local presence.

What Makes Us Different

Most Recovery Agencies Don't Have This. We Built It Anyway.

ARCS (Advanced Recovery & Collections System) is our proprietary field operations platform — most agencies in this region still run entirely on phone calls and paper registers. We don't.ARCS gives supervisors, agencies, and lenders complete visibility into field operations—from verified visits to automated MIS reporting.

Geo-Tagged
Field Verification

Every field visit is location-stamped and timestamped, giving you documented proof of contact, not just a claim of one.

Monitor case status, PTP commitments, and field agent activity in real time, giving supervisors complete visibility into recovery operations.

Real-Time Case Tracking

Automated
Lender Reporting

Daily and weekly MIS delivered in the format your portfolio team already works with.

Recovery Analytics
Daily Status Updates
PTP Follow-Up Monitoring
Field Agent Accountability

Recovery Analytics
Daily Status Updates
PTP Follow-Up Monitoring
Field Agent Accountability

Recovery Analytics
Daily Status Updates
PTP Follow-Up Monitoring
Field Agent Accountability

Assam Coverage Network
Automated MIS Reporting
Real-Time Case Tracking
Geo-Verified Field Visits

Assam Coverage Network
Automated MIS Reporting
Real-Time Case Tracking
Geo-Verified Field Visits

Assam Coverage Network
Automated MIS Reporting
Real-Time Case Tracking
Geo-Verified Field Visits

Coverage

Recovery Coverage Across North East India

Active field recovery operations in Assam and Tripura, with planned expansion across the North East region.

FIELD RECOVERY NETWORK

Verified Recovery Infrastructure Across North East India

LIVE NETWORK

GUWAHATI

Regional Operations Hub

Nagaon

Jorhat

Dibrugarh

Tinsukia

Silchar

Barpeta

Dhubri

Goalpara

Bongaigaon

Kokrajhar

Agartala

Shillong

Dimapur

Kohima

Imphal

Itanagar

Pasighat

Coverage Summary

Operational recovery network coverage across North East India.

Active OperationsLIVE NETWORK

✓ Assam

✓ Tripura

Expansion PipelineCOMING SOON

• Meghalaya – Shillong

• Nagaland – Dimapur, Kohima

• Manipur – Imphal

• Arunachal Pradesh – Itanagar, Pasighat

Active States

District Networks

91+

Field Agents

NBFC Portfolios

Building a verified recovery network across North East India.

Geo-Verified Field Visits

Real-Time Case Tracking

Recovery Analytics

Why Choose Raising Associates

Why Leading Lenders Choose Raising Associates

Combining local field intelligence, disciplined operations, and transparent reporting to deliver recovery outcomes across urban and rural markets.

7+ Years in Recovery

Extensive operational experience managing live portfolios across Assam and North East India. We understand field recovery realities, borrower behavior, and portfolio performance requirements.

7+ Years in Recovery

Extensive operational experience managing live portfolios across Assam and North East India. We understand field recovery realities, borrower behavior, and portfolio performance requirements.

Disciplined Field Operations

Structured field processes, geo-verified visits, visit tracking, and performance monitoring ensure accountability on every assigned case.

Disciplined Field Operations

Structured field processes, geo-verified visits, visit tracking, and performance monitoring ensure accountability on every assigned case.

Bucket-Wise Recovery Expertise

Specialized handling across two-wheeler finance, personal loans, secured portfolios, unsecured portfolios, and overdue retail accounts.

Bucket-Wise Recovery Expertise

Specialized handling across two-wheeler finance, personal loans, secured portfolios, unsecured portfolios, and overdue retail accounts.

Daily MIS Reporting

Transparent reporting designed for collection managers and portfolio teams who require actionable performance metrics and recovery visibility.

Daily MIS Reporting

Transparent reporting designed for collection managers and portfolio teams who require actionable performance metrics and recovery visibility.

WhatsApp & Call-Based Case Updates

Fast communication channels that keep lenders informed with timely case-level updates and recovery status information.

WhatsApp & Call-Based Case Updates

Fast communication channels that keep lenders informed with timely case-level updates and recovery status information.

Deep Regional Reach

Strong local presence, regional language capability, and ground-level knowledge that enables effective engagement across urban, semi-urban, and rural markets.

Deep Regional Reach

Strong local presence, regional language capability, and ground-level knowledge that enables effective engagement across urban, semi-urban, and rural markets.

Multi-District Coverage

Local Market Knowledge

Structured FOS Policies

Getting Started

How We Onboard New Recovery Portfolios

A structured onboarding process designed for banks, NBFCs, and collection partners.

STEP 1

STEP 2

STEP 3

STEP 4

Portfolio Assessment

Understand portfolio type, geography, allocation size, and recovery requirements.

STEP 1

STEP 2

STEP 3

STEP 4

Portfolio Assessment

Understand portfolio type, geography, allocation size, and recovery requirements.

Common Questions

Frequently Asked Questions

Answers to common questions from banks, NBFCs, and lending partners.

Which districts in Assam and North East India do you cover?

Our field operations currently cover all districts across Assam and Tripura. We are also expanding our recovery network into Meghalaya, Nagaland, Manipur, and Arunachal Pradesh to strengthen our North East India presence.

What types of loan portfolios do you handle?

We support recovery operations for two-wheeler finance, personal loans, secured loans, unsecured loans, and other retail lending portfolios based on client requirements.

How do you ensure compliant recovery practices?

Our recovery operations follow lender-approved processes and are aligned with RBI fair practice guidelines. Agents are trained on professional conduct, customer interaction standards, and compliance requirements.

How is field agent activity verified?

Every field visit is geo-tagged and timestamped through ARCS, our internal field operations platform, providing transparent verification and auditability.

What reporting do you provide to lenders?

We provide daily and weekly MIS reports in the required format, along with WhatsApp-based case updates and operational review reporting.

Feel free to mail us for any enquiries : raisingassociates26@gmail.com

Common Questions

Frequently Asked Questions

Answers to common questions from banks, NBFCs, and lending partners.

Which districts in Assam and North East India do you cover?

What types of loan portfolios do you handle?

We support recovery operations for two-wheeler finance, personal loans, secured loans, unsecured loans, and other retail lending portfolios based on client requirements.

How do you ensure compliant recovery practices?

How is field agent activity verified?

Every field visit is geo-tagged and timestamped through ARCS, our internal field operations platform, providing transparent verification and auditability.

What reporting do you provide to lenders?

We provide daily and weekly MIS reports in the required format, along with WhatsApp-based case updates and operational review reporting.

Feel free to mail us for any enquiries : raisingassociates26@gmail.com

Common Questions

Frequently Asked Questions

Answers to common questions from banks, NBFCs, and lending partners.

Which districts in Assam and North East India do you cover?

What types of loan portfolios do you handle?

We support recovery operations for two-wheeler finance, personal loans, secured loans, unsecured loans, and other retail lending portfolios based on client requirements.

How do you ensure compliant recovery practices?

How is field agent activity verified?

Every field visit is geo-tagged and timestamped through ARCS, our internal field operations platform, providing transparent verification and auditability.

What reporting do you provide to lenders?

We provide daily and weekly MIS reports in the required format, along with WhatsApp-based case updates and operational review reporting.

Feel free to mail us for any enquiries : raisingassociates26@gmail.com

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